WELCOME TO

D&L Insurance

Protect your family's future with personalized life insurance and annuity solutions across Indiana. Call D&L Insurance today.

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ABOUT US

Indiana Life Insurance Solutions for Families, Seniors, and Businesses

Protecting your loved ones and securing your financial future starts with the right insurance coverage. At D&L Insurance, we help individuals, families, seniors, and business owners throughout Indiana find personalized insurance solutions that fit their goals and budget. With 24 years of experience, we provide guidance, education, and customized coverage options designed to give you confidence in every stage of life.


Whether you're looking for Term Life Insurance, Whole Life Insurance, Universal Life Insurance, Disability Insurance, or Annuities, our team takes the time to understand your needs and help you make informed decisions.


Call (765) 516-2404 today to discuss your options and request a personalized quote.

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OUR SERVICES

Insurance Solutions Tailored to Your Needs

No two clients are alike. That's why we offer a range of insurance products designed to meet different financial goals and life stages.

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Term Life Insurance

Term Life Insurance provides affordable coverage for a specific period of time. It's a popular choice for families seeking financial protection during their working years or while paying off major obligations like a mortgage.

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Whole Life Insurance

Whole Life Insurance offers lifelong protection along with cash value growth. This option can help create a financial legacy while providing guaranteed coverage for your beneficiaries.

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Guaranteed Life Insurance

For individuals who may have health concerns, Guaranteed Life Insurance can provide coverage without extensive medical requirements, helping ensure loved ones are protected.

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Universal Life Insurance

Universal Life Insurance combines flexible coverage with long-term financial planning opportunities. Policyholders can adjust coverage and premiums as their needs change over time.

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Disability Insurance

Your ability to earn an income is one of your most valuable assets. Disability Insurance can help replace a portion of your income if an illness or injury prevents you from working.

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Index Life Insurance and Annuities

Index Life Insurance and Annuities can help individuals prepare for retirement while building long-term financial stability. These products offer opportunities for tax-deferred growth and retirement income planning.

Medicare Supplement Insurance

Original Medicare helps cover many healthcare expenses, but it doesn't pay for everything. Out-of-pocket costs such as deductibles, copayments, and coinsurance can add up quickly. Medicare Supplement Insurance, also known as Medigap, helps fill many of these coverage gaps, providing greater financial protection and peace of mind. At D&L Insurance, we help Medicare-eligible individuals throughout Indiana understand their Medicare Supplement options and choose a plan that fits their healthcare needs and budget. We'll explain your choices, answer your questions, and guide you through the enrollment process so you can feel confident about your coverage.

Benefits of Medicare Supplement Insurance

  • Helps reduce out-of-pocket medical expenses
  • Covers many Medicare deductibles, copayments, and coinsurance
  • Provides predictable healthcare costs
  • Freedom to see any provider who accepts Medicare
  • Personalized guidance when selecting a plan
  • Coverage options available throughout Indiana

Whether you're turning 65, enrolling in Medicare for the first time, or reviewing your current coverage, D&L Insurance is here to help you find a Medicare Supplement plan that supports your health and financial goals.

Retirement Planning and Annuity Solutions

Planning for retirement requires more than saving money. It requires a strategy designed to help create reliable income throughout your retirement years.



D&L Insurance helps Indiana residents explore annuity options that can provide guaranteed retirement income, tax-deferred growth opportunities, and protection against market uncertainty.


Our annuity solutions may help you:


  • Generate retirement income
  • Create guaranteed income for life
  • Supplement pensions and Social Security
  • Protect retirement savings
  • Build confidence in your retirement plan


If you're comparing annuity options or looking for safe retirement investment strategies, we can help you understand the choices available.

Personalized Service Across Indiana

At D&L Insurance, we believe insurance should never be a one-size-fits-all solution. We take a personalized approach by listening to your concerns, reviewing your goals, and recommending coverage that aligns with your situation.



For more than 24 years, we've helped Indiana residents navigate important decisions involving life insurance, retirement planning, disability coverage, and financial protection.


Our commitment is simple:


  • Honest guidance
  • Personalized recommendations
  • Responsive customer service
  • Coverage tailored to your needs
  • Support before, during, and after enrollment
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ABOUT US

Why Life Insurance Matters

Life can be unpredictable, but the right coverage can help protect the people who depend on you. Life insurance provides financial support for your beneficiaries if something unexpected happens, helping cover expenses such as mortgage payments, income replacement, education costs, debts, and final expenses.


At D&L Insurance, we work with clients across Indiana to find affordable life insurance solutions that provide long-term financial security and peace of mind.


Benefits of Life Insurance:

  • Financial protection for your loved ones
  • Income replacement for dependents
  • Mortgage protection coverage
  • Estate and legacy planning support
  • Final expense and burial cost assistance
  • Long-term financial security for families
  • Coverage options for seniors and retirees
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Frequently Asked Questions

  • How much life insurance do I need?

    The amount depends on factors such as income, debts, family size, future expenses, and financial goals. We can help determine the right coverage amount during a personalized consultation.

  • What is the difference between Term and Whole Life Insurance?

    Term Life Insurance provides coverage for a specific period, while Whole Life Insurance offers permanent coverage and builds cash value over time.

  • Can I get coverage if I have health concerns?

    Yes. Depending on your situation, Guaranteed Life Insurance and other policy options may be available.

  • Are annuities a good retirement option?

    Annuities can provide guaranteed income and help support retirement planning goals. We can review your financial objectives and determine if an annuity fits your needs.

  • Do you serve all of Indiana?

    Yes. D&L Insurance proudly serves individuals, families, seniors, and businesses throughout Indiana.

Get Started Today

Protect your family's future, plan for retirement, and gain confidence in your financial future with help from D&L Insurance.

Whether you're looking for affordable life insurance, retirement income solutions, disability coverage, or annuities, we're here to help.